I’m sorry, who has 5.74% for 84?
Credit Unions haha
So are you seeing this rate confirmed? I have not seen that good of a rate anywhere.
I have checked several credit unions and have seen 8% or well above 7% s being the lowest. If you know of one that is 5.74% post it or PM me if you could.
Navy federal. 7% for 84 but the rest is very competitive. I believe GAP is pretty low.
Toyota is still over 7% but it was at 9% a couple weeks ago.
I imagine it depends on your region sometimes? But the rate it 7.34% for 84 months however they offer a 1.5% rate discount on a car loan more than 35k (which obviously the LC meets), and another .5 discount for doing an automatic bank pay method, but the lowest they'll go is 5.74 as its the minimum required. It will depend highly on your credit score, income, and what discounts the credit union is willing to give you.
I'm doing the same. The dealer I'm going through requires 2 months through Toyota, then I'm moving to Navy Fed or any lower at that time.
Which dealer? I didn’t think there was a minimum. One month courtesy.
I don't think there is a minimum for the $500. The dealership requires financing through Toyota but you can refinance after two months. They are also selling at MSRP so I'm not going to complain.
I did! First time ever using them. I have the paper check for the financed amount sitting on my kitchen table waiting for the LC
